How We Save Thousands on Disney Trips with Points
Real savings. Real trips. A strategy you can start using today.
At Points to Magic, we believe magical vacations don’t have to come with a sky-high price tag.
Our system combines credit card points, cashback stacking, and smart planning tools to help families stay near Disney World — without the huge bill.
We’ve used this exact strategy to take our own family on multiple trips worth thousands — for a fraction of the cost. And now we’ve made it easy for you to do the same.
Our 3-Step Strategy
1. Earn Points the Smart Way
We don’t chase elite status or fly first class. We focus on:
- Credit card welcome offers from Amex, Chase, Capital One, and more
- Everyday spend optimization using the right card at the right store
- Choosing cards that match your real-life budget — not ones that sound impressive but earn the wrong type of rewards
You don’t need to spend a fortune to rack up points — you just need the right plan.
2. Book Disney-Area Hotels with Points
We skip overpriced Disney hotels and book high-value options nearby like:
- Hyatt , Hilton , or Marriott Hotels
- Hotels located minutes from the parks
- Properties with free breakfast, shuttles, family suites, or connecting rooms
We even show you how to book Disney partner hotels like Swan and Dolphin with Marriott points — saving $2,000+ per trip in some cases.
3. Cover Tickets, Flights & Food with Points + Cashback
Not everything can be booked with hotel points — but that doesn’t mean you need to pay full price.
Disney Tickets + In-Park Spending
- Purchase tickets through Undercover Tourist, a Rakuten partner
- Use Amex-linked Rakuten to earn Membership Rewards points
- Buy discounted Disney gift cards from Top Cash Back, Sam’s Club or BJ’s
- Stack with TopCashback + card offers
- Use those gift cards for tickets, Lightning Lane, dining, and souvenirs
You can also redeem points (Amex, Chase, Capital One) as statement credits after the fact.
Learn more about our cashback strategy.
Real Proof From Our Own Trips
We don’t just teach this system — we use it. Here’s proof from our own trips using points, cashback, and strategy:
| Value | What We Got |
|---|---|
| $4,899 | Total Saved on Latest Disney Trip |
| $1,342 | Hotel Stay Booked for $0 |
| $1,992 | Saved on 7-Day Park Hopper Plus Tickets (for 3 people) |
| $2,050+ | Average Saved Per Trip with Incredi-Pass (vs. buying tickets separately) |
| 5 Trips | Planned This Year with One Incredi-Pass |
| 71 Posts | Disney Strategy Guides Shared |
Our Incredi-Passes cost $1,755 each, but they save us over $2,050 per trip compared to buying tickets separately — and they’ve covered all 27 park days this year.
Disney Ticket Comparison: 6-Day Park Hopper Plus vs. Incredi-Pass
Buying separate Park Hopper Plus tickets for each trip — plus parking at $30/day — would have cost our family $17,266.
Our Incredi-Passes (including tax and water park option) cost $1,755 each, or $7,020 total. That’s $10,246 saved across 5 trips and 27 park days, bringing the cost down to about $65 per person per park day.
How We Maximized Our Incredi-Pass Value
We originally planned 4 trips in our Incredi-Pass year, but a spontaneous August 2025 trip turned it into 5 trips. That extra trip dropped our per-trip cost from about $1,800 to around $1,400 — without spending a penny more on tickets.
We bought our Incredi-Passes online upfront, then used our year-round savings strategies to cut Disney costs even further:
- Amex membership, Marriott, Hyatt and Hilton points for hotels
- Discounted Disney gift cards from warehouse clubs and Top Cash Back portal
- Use Rakuten and Top Cash Back to earn extra Amex points on everyday purchases
Because the pass is valid for a full year, we skip buying tickets for every trip — saving us over $10,200 compared to purchasing individual tickets and parking for each visit. Learn more about our Incredi Pass trips and strategies.
Our Team: Financial Experts Who Understand Money AND Magic
Our team includes a Certified Public Accountant (CPA) who knows how to stretch real family budgets using rewards programs.
We also specialize in neurodivergent family travel — including planning tips for ADHD and autistic travelers, sensory tools, and structured days that reduce overwhelm.
Our Transparent Approach
- ✅ Real costs + real savings from our own trips
- ✅ Only recommend cards and tools we personally use
- ✅ Focus on realistic budgets — not elite status games
- ✅ Clear affiliate disclosure and ethical monetization
- ✅ Free tools before paid products — always
Want to Try It?
You don’t need thousands of points or years of experience. Start with what you have — and we’ll show you how to make it work.
Browse Free Hotel Database
Grab the Shortcut Kit
Join the PTM Community
